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  • Obsolete Roof Tiles

    September 20, 2019 | Blog | bholling55
    Obsolete Roof Tiles

    The majority of hurricane damage concerns repair versus replacement of tile roofs. In many cases, insurance carriers attempt to force homeowners to use mismatching roof tiles in an effort to avoid paying for a complete roof replacement and instead attempt to pay for a minor repair. Fortunately for Floridians, the law is on the side of the policyholder and policyholders do not need to settle for [...]

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    Right to Repair Clause

    September 20, 2019 | Blog | bholling55

    “Right to Repair” – Be Careful Homeowners may be unaware of a “Right to Repair” clause in their policy. This could allow the insurance company to repair the property using its own contractors rather than giving you money to pay a contractor that you trust. The insurance company may offer a slight discount or force you to accept a “Right to Repair” clause. Proceed cautiously. Many [...]

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    Law and Ordinance Coverage

    September 20, 2019 | Blog | bholling55

    Extra Coverage for Building Code Compliance Repairing a damaged property could require expensive upgrades to comply with current building codes. Be sure that your policy includes “law and ordinance coverage.” This provides additional coverage, above the normal policy limits, if additional expenses are incurred to comply with building codes.

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    Donec non enim in turpis

    Tristique senectus et netus et malesuada fames ac turpis egestas. Vestibulum tortor quam, feugiat vitae, ultricies eget, tempor sit amet, ante. Donec eu libero sit amet quam egestas semper. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Vestibulum tortor quam, feugiat vitae, ultricies eget, tempor sit amet, ante. Donec eu libero sit amet quam egestas [...]

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    Praesent dapibus

    March 13, 2019 | Blog | bholling55
    Praesent dapibus

    Ulltricies eget, tempor sit amet, ante. Donec eu libero sit amet quam egestas sempe. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Vestibulum tortor quam, feugiat vitae, ultricies eget, tempor sit amet, ante. Donec eu libero sit amet quam egestas semper. Aenean ultricies mi vitae est. Mauris placerat eleifend leo. Quisque sit amet est et sapien [...]

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  • Extra Coverage for Building Code Compliance
    Repairing a damaged property could require expensive upgrades to comply with current building codes. Be sure that your policy includes “law and ordinance coverage.” This provides additional coverage, above the normal policy limits, if additional expenses are incurred to comply with building codes.

    “Right to Repair” – Be Careful
    Homeowners may be unaware of a “Right to Repair” clause in their policy. This could allow the insurance company to repair the property using its own contractors rather than giving you money to pay a contractor that you trust. The insurance company may offer a slight discount or force you to accept a “Right to Repair” clause. Proceed cautiously. Many property owners have reported delays, disagreements, undervaluation and inferior repairs with this method. You may want to shop for coverage that excludes this. Many people are concerned that insurance companies may change policies to provide less coverage for homeowners, forcing them to use unfamiliar, unproven contractors to repair their homes. “Right to Repair” clauses can be dangerous. Homeowners should be able to select contractors that they know and trust. Review your policy to make sure you’re adequately protected.